Trust & estate services

Leave more of your legacy to the people you care about

We’ll help you plan ahead so that your estate is passed on in the most thoughtful and tax-efficient way. It’s never too early to start thinking about how to make things easier for your loved ones.

Trust & estate planning

  • Inheritance tax planning

  • Use of Trusts (including Gift Trusts, Discounted Gift Trusts)

  • Wealth Preservation strategies

Tax-efficient wealth transfer

  • Whole of Life Insurance for IHT liabilities

  • Pension strategies that pass assets tax-free where possible

  • Business Property Relief & Alternative Investment Market portfolios

Legacy planning support

  • Work with families and business owners to create clear plans

  • Help with financial decisions after the loss of a loved one

  • Ongoing support through probate or trustee responsibilities

Start your legacy plan today

Pass on more of what you’ve built with clear estate planning.

FAQs for trusts and estates

  • There are several legal ways to do this, including gifts, trusts, and certain investment options. We’ll help you understand what applies to your situation.

  • A trust allows you to control how and when your money is passed on. It can be useful for estate planning, protecting assets, or managing inheritance for younger beneficiaries.

  • In many cases, yes — especially if you die before age 75. We can advise you on how to structure your pension to make the most of this.

  • Whole of Life Insurance can be used to cover inheritance tax bills, ensuring your beneficiaries receive more of your estate.

  • No. The earlier you start, the more flexibility you’ll have. Even if your estate is modest, planning ahead can save time, money, and stress later.